We believe in helping successful organizations, families and individuals maximize their financial impact for the people and causes that matter to them the most. We believe it is very important to give back to the community through both business and personal opportunities. Therefore, we are committed to serving clients that possess the same values. We believe in creating strong, long-term relationships by providing the utmost integrity in our practice. We provide our clients with innovative financial strategies by crystallizing their financial objectives, strategically protecting their assets, implementing tax minimization strategies, helping to maximize returns and alleviating portfolio volatility.
Joyce J. Yoo is the Executive Partner at Wisely. From the start of her career as a Financial Services Professional, her focus has always been on building credibility through trust. With this as the foundation of her work, she has passionately worked for over a decade to provide her clients with fully customized, personal and need-based financial strategies for their future.
As a subject-matter expert, Joyce is dedicated to constantly studying in an ever-evolving field. Her knowledge of the industry, coupled with her desire to work with integrity, transparency and honesty, allow her to be the strongest advocate for her clients.
Joyce is extremely honored to be recognized as 2020 Advisor Today’s recipient of the Four Under Forty distinction. She is also a Court of the Table member of the Million Dollar Round Table since 2010 and has achieved recognition as part of New York Life’s Chairman’s Council2 in 2019, an honor reserved for the top 3% of producers. One of her proudest accolades is being a member of Nautilus Plus, which is a highly selective, elite group of skilled professionals that is limited to the top 30 members of The Nautilus Group®, those who are among the most accomplished in the industry. Prior to joining the industry in 2009, she served as a mentor to college students and led a church ministry. In her free time, Joyce enjoys volunteering, leading Bible study, hiking, writing, collecting wine, and traveling.
(CA Insurance Lic. #0G20813)
1The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.
2Council is an annual company recognition program based on agent production from July 1- June 30.
The Nautilus Group® is an exclusive resource accessible to Member Agents working with affluent, high net worth and business owner clients. Nautilus provides a range of consultative services and technical case design to support its Member Agents in presenting estate, business, charitable, insurance and retirement strategies to their clients and their clients' advisors in these key areas: Family Protection, Estate and Legacy Planning, Business Succession and Exit Planning, Executive Benefits, and Philanthropy.
Since every client has unique requirements, The Nautilus Group® staff and its Member Agents employ an individualized case development strategy, working on a team basis with the clients' professional advisors.
Member Agents of The Nautilus Group®, through their expertise and commitment to this team approach, can provide resources, services and solutions that help their clients work with their own professional advisors to attain clarity on their financial situation and also help achieve their business and estate planning objectives.
This consultative process fosters an understanding between the client, the Nautilus Member Agent, and the client's circle of advisors. Working hand in hand with the Nautilus staff, Member Agents present their clients with state-of-the-art planning strategies and customized case analyses designed to meet the clients' complex objectives. The one-on-one case design process used by Nautilus is tailored to the unique requirements of each client, achieving a better understanding of the complex needs and goals of each individual.
The Nautilus Group® is located in Dallas, TX and is staffed by an elite team of professionals experienced in law, taxation, accounting, business, insurance, finance and philanthropic planning. This team provides dedicated support for Nautilus Member Agents, an elite group of experienced insurance and financial industry leaders, firmly committed to a team planning concept.
The Nautilus Group® is a service of New York Life Insurance Company. Neither The Nautilus Group®, its member agents, nor its staff provide tax, legal or accounting advice. Clients are urged to seek the advice of their own professional advisors before implementing any planning strategies.
Outreach
World Vision
We volunteer for and support World Vision, a humanitarian organization that works with children, families and communities worldwide by taking on important issues such as poverty and injustice. They work in over 100 countries and provide emergency assistance to those affected by disasters and conflicts. We are proud to be a part of their Advisor’s Network.
Hanna Orphan's Home (HOH)
We volunteer for and support Hanna Orphan’s Home (HOH), a non-governmental organization that has helped orphans be self-sufficient in Ethiopia after unfortunate circumstances.
Harmony Outreach
We volunteer for and support Harmony Outreach, an organization that works in China, Cambodia, Ethiopia and Vietnam in order to provide compassion work. Harmony Outreach has been active since 2001, and has helped establish orphanages and churches in the countries where they are active.
St. Jude Children’s Research Hospital
We support St. Jude Children’s Research Hospital, an organization committed to leading the way the world understands, treats and defeats childhood cancer and other life-threatening diseases. At St. Judes, no child is denied treatment based on race, religion or a family's ability to pay.
Muttville Senior Dog Rescue
We support Muttville whose mission is to give senior dogs a second chance at life. Muttville rescues these dogs, gives them the care they need and finds them loving homes. Muttville has been recognized for its groundbreaking approach to animal rescue.
Joyce J. Yoo
Joyce J. Yoo is the Executive Partner at Wisely. From the start of her career as a Financial Services Professional, her focus has always been on building credibility through trust. With this as the foundation of her work, she has passionately worked for over a decade to provide her clients with fully customized, personal and need-based financial strategies for their future.
As a subject-matter expert, Joyce is dedicated to constantly studying in an ever-evolving field. Her knowledge of the industry, coupled with her desire to work with integrity, transparency and honesty, allow her to be the strongest advocate for her clients.
Joyce is extremely honored to be recognized as 2020 Advisor Today’s recipient of the Four Under Forty distinction. She is also a Court of the Table member of the Million Dollar Round Table since 2010 and has achieved recognition as part of New York Life’s Chairman’s Council2 in 2019, an honor reserved for the top 3% of producers. One of her proudest accolades is being a member of Nautilus Plus, which is a highly selective, elite group of skilled professionals that is limited to the top 30 members of The Nautilus Group®, those who are among the most accomplished in the industry. Prior to joining the industry in 2009, she served as a mentor to college students and led a church ministry. In her free time, Joyce enjoys volunteering, leading Bible study, hiking, writing, collecting wine, and traveling.
(CA Insurance Lic. #0G20813)
1The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.
2Council is an annual company recognition program based on agent production from July 1- June 30.
The Nautilus Group® is an exclusive resource accessible to Member Agents working with affluent, high net worth and business owner clients. Nautilus provides a range of consultative services and technical case design to support its Member Agents in presenting estate, business, charitable, insurance and retirement strategies to their clients and their clients' advisors in these key areas: Family Protection, Estate and Legacy Planning, Business Succession and Exit Planning, Executive Benefits, and Philanthropy.
Since every client has unique requirements, The Nautilus Group® staff and its Member Agents employ an individualized case development strategy, working on a team basis with the clients' professional advisors.
Member Agents of The Nautilus Group®, through their expertise and commitment to this team approach, can provide resources, services and solutions that help their clients work with their own professional advisors to attain clarity on their financial situation and also help achieve their business and estate planning objectives.
This consultative process fosters an understanding between the client, the Nautilus Member Agent, and the client's circle of advisors. Working hand in hand with the Nautilus staff, Member Agents present their clients with state-of-the-art planning strategies and customized case analyses designed to meet the clients' complex objectives. The one-on-one case design process used by Nautilus is tailored to the unique requirements of each client, achieving a better understanding of the complex needs and goals of each individual.
The Nautilus Group® is located in Dallas, TX and is staffed by an elite team of professionals experienced in law, taxation, accounting, business, insurance, finance and philanthropic planning. This team provides dedicated support for Nautilus Member Agents, an elite group of experienced insurance and financial industry leaders, firmly committed to a team planning concept.
The Nautilus Group® is a service of New York Life Insurance Company. Neither The Nautilus Group®, its member agents, nor its staff provide tax, legal or accounting advice. Clients are urged to seek the advice of their own professional advisors before implementing any planning strategies.
The Wisely team offers a wide array of services to help companies address their financial needs at every stage of the business life cycle, taking into account their company values and financial goals. Our open architecture approach personalizes the process and customizes plans to help businesses meet their objectives. Click on some of our key services below for more details.
Deferred compensation is a written agreement between an employer and an employee where the employee chooses to have part of his or her compensation withheld by the company, invested on their behalf, and distributed back to them at a pre-determined point in the future. Deferred compensation can be used as a flexible way to attract and incentivize key employees.
The success of most businesses is tied into the talent, passion and work ethics of their key executives. Executive benefit packages can help you attract, motivate, and retain high-caliber employees and keep your company healthy and stable. We can help you with non-qualified plans, supplemental employee retirement plans, split dollar plans, and more.
A buy–sell agreement is a legally binding agreement between co-owners of a business that governs the situation if a co-owner leaves the business, dies or is no longer able to function in his or her role, whether by force or by choice. A funded buy-sell plan utilizes business tools to ensure that the arrangement is properly financed so that there will be money when an event is triggered.
Succession planning allows business owners to leave their business on their own timeframe while preparing their company to be transferred to family members, key employees, an outside party, or even a charity. This must be done in a way that achieves personal financial security, maintains harmony, and achieves maximum value for the business.
Key person life insurance offers a death benefit that indemnifies an employer for the loss of one of its most important assets - the key person. This can help assure continuity of the business for employees, customers and creditors, and protects against losses in sales, momentum, and credit. It can also be used to recruit and develop a replacement for the employee.
The Wisely team provides individuals and families with innovative, cutting-edge products and services to help them grow, protect and conserve their wealth through all stages in life. Taking into account your needs, goals and tolerance to risk, we will work with you to bring clarity to where you are going and how to get there. Click on some of our key services below for more details.
At your instruction, we allocate your mutual funds by implementing an investment strategy that attempts to balance risk versus reward by adjusting the percentage of each fund in an investment portfolio according to your personal risk tolerance, goals and investment time frame. The focus is on the characteristics of the overall portfolio.
A well-engineered estate conservation plan can minimize tax liability and ensure that loved ones are protected. We will work with you and your other advisors to assess the impact of state and federal taxes on your estate and suggest strategies to help minimize those taxes, all while meeting your personal philosophies and family needs.
There are numerous financial strategies and retirement income plans that can help you accumulate assets for the future, shield your personal assets from liabilities, and safeguard asset transfer to children and grandchildren. We can help you figure out the right course of action, tailored to your specific situation and objectives.
Charitable planning allows you to support the organizations and causes that matter to you, while maintain your financial security and reducing your tax burden. Numerous charitable giving strategies exist, and we can help you design and execute a charitable giving plan that is in alignment with your personal and philanthropic goals.
Please seek tax advice from your own tax advisors.
We provide personalized financial planning to our clients that is specific to several variables including taxation, risk tolerance, income, net worth and values. We work with each client to identify and prioritize their goals, explore options, establish effective strategies, construct and execute a plan, and assess the performance of the plan and make adjustments as needed.
When you leave a job or retire, you have a decision to make regarding your company retirement money. While leaving those assets in the former employer’s plan is an option, a rollover should be a consideration.
Working with your tax advisor, we can help you determine the right course of action for you. This may include: leaving the funds in your existing plan, if permitted, or rolling them into your new employer's plan, if one is available and rollovers are permitted. Each choice offers advantages and disadvantages, depending on your specific needs and retirement plan, such as the desired investment options and services, applicable fees, expenses, and withdrawal options, as well as required minimum distributions and tax treatment of applicable options. Neither New York Life Insurance Company nor its agents offer tax advice.
To execute a sound retirement strategy, asset and income protection are a must. Designing a plan that encompasses managing costs for extended periods of care and disability insurance can help create the necessary balance in a portfolio to ensure stability and protection of assets.
Products available through one or more carriers not affiliated with New York Life Insurance Company, dependent on carrier authorization and product availability in your state or locality.
We understand the things that are important to you. That is why our relationship with you and the process for securing your future begins there.
Our teams put our considerable experience to work on your behalf, incorporating the knowledge of the elite professionals at The Nautilus Group®who are experienced in tax, law, financial planning, accounting, and philanthropy. This coordinated approach helps ensure that all areas are considered in order to formulate the right course of action for you.
Our Six Step Process
Clarify your concerns and objectives
Provide a clear analysis and projection of your financial information
Collaborate with your circle of advisors
Explore possible strategies to achieve your goals
Implement and create a summary of your plan
Monitor and review your plan
Client Resources
Education
In the Press
Wisely Financial Strategies and Insurance Solutions | San Francisco, CA
